How to Set Up Ressio Payments (via Payabli)

💳 Learn how to apply for Ressio Payments, what information to prepare, and what to expect during approval.

Getting started

Open Company Settings
Select Payments
Click Setup Payments
Complete the Onboarding Application (deep dive below)

Determining payment volume

When completing the application, you will be asked to enter your projected figures for:

Average transaction amount (average invoice amount)
Highest transaction amount (maximium invoice amount)
Monthly volume (monthly revenue)

These will be your initial processing limits. After submission, a standard credit report may be run on your business.

If your credit meets the minimum requirements and your requested processed limits are within the Standard Approval Thresholds below, you are likely to be auto approved.

If your credit is below the minimum requirements or you request above the Standard Approval Thresholds, you may be subject to additional documentation (see next section: "Documentation requests").

💲Standard thresholds for auto approval

Average transaction amount up to $50,000
Highest transaction amount up to $100,000
Monthly volume up to $300,000

📌 Guidance on choosing the right processing limits for your business

If most of your invoices fall below the standard thresholds: Request amounts within the standard approval thresholds to increase your likelihood of auto approval.

If most of your invoices are above the standard thresholds: Submit your highest realistic amounts to avoid limits that are too low for your business.

Documentation requests

If you are subject to additional review as a result of credit score or because you requested amounts above the standard thresholds, the Payabli underwriting team will contact you via email and may ask for some, or all, of the following documents:

6 months of business bank statements
6 months of payment processing statements
2024 and 2025 balance sheet
2024 and 2025 profit and loss statement
Additional recent financial statements or business tax returns

💡 If you request more the standard approval thresholds, we strongly recommend submitting this financial documentation with the application as this will help reduce follow-up requests later and support higher starting limits.

Additional verification documents may also be requested to validate your business, including:

Government-issued ID
Proof of business address
EIN and legal business name verification
Voided business check or bank letter
Signed merchant processing agreement

You might think, "Why are our partners asking for all of this documentation?"

So we never have to ask again!

Collected documentation up front allows you to start with your maximum invoice amounts and grow your processing volume without having to request higher limits or submit further documentation in the future.

Approval timeline

Most applications are reviewed in up to 2 business days
If more documentation is needed, review may take up to 2 additional business days after the re-submission of documents
Once approved, your account may take 1-3 business days to go live with payments

📧Prompt replies and submissions to the requested documents will prevent delays.

How to know you're activated

Once approved, your status will show Activated. At that point, payment methods become available and you can enable online payments in Ressio.

Transaction fees

Surcharging regulations vary by state, so we recommend confirming compliance with your local state laws before applying any surcharges.

There is no cost to the builder to use Ressio Payments.
Fees are passed to the customer making the payment.

Typical payout timing

Credit cards: 1-2 business days
ACH: 2-4 business days

⏱️ Some transactions may take longer if they are flagged for review based on amount, invoice type, or risk checks.

Need help?

Contact payments@ressiosoftware.com if you need help during setup.